Parag Parikh, the fund house behind India’s largest active equity fund— Parag Parikh Flexi Cap Fund  (₹1.33 lakh crore AUM)—is launching a new Large Cap Fund . As a rule, we do not recommend investing in NFOs . Most new fund launches are designed to gather AUM rather than solve a genuine investor problem. This fund, however, is neither thematic nor quant “slop.” Instead, it positions itself as a Passive++ strategy . Let’s unpack what that means—and whether it fits into your p

As the Indian mutual fund industry matures, a surge of thematic and passive NFOs reveals a troubling pattern—products engineered for AUM growth rather than long-term investor compounding. This piece explains how Fund Slop is created, marketed, and how investors can spot it.

Discover the power of Specialised Investment Funds in India. Learn how Specialised Investment Funds offer hedge-fund-like flexibility with mutual fund-like benefits.

Discover Raj's Real Estate Dream, where you can earn passive income without owning property. Learn how Real Estate Dream can transform your finances.

This blog post explores how recency bias can lead investors astray by focusing too much on recent trends. Discover why a solid strategy is crucial for making smarter financial decisions.

In an unpredictable job market, proactive financial planning is your best defense. This story of two friends shows how working with a fee-based financial advisor can turn uncertainty into opportunity, helping you stay calm, prepared, and in control—no matter what comes your way.

While mutual funds offer simplicity and tax efficiency, Portfolio Management Services (PMS) can provide more control, customization, and strategic advantages for certain investors. This blog explores when PMS may be the better choice—covering key factors like valuation discipline, redemption risks, hedging flexibility, tax treatment for NRIs, and concentrated bets.

Amit and Babu had similar lives, incomes, and habits—but ended up with very different retirements. The key difference wasn’t how much they earned or saved, but how they allocated their investments. This blog highlights why asset allocation is more powerful than picking the right stock or fund. Learn how a smart asset mix can shape your financial future and build lasting wealth.

This blog explores the debate between active and passive investment funds, using Warren Buffett's iconic 2007 bet as a foundation. It delves into the pros and cons of each approach, particularly for Indian investors, and highlights why low-cost index funds often outperform active portfolios.

Gold has always been a trusted investment and cultural symbol in India, but how should modern investors choose between traditional physical gold and emerging digital options like Gold ETFs? This blog compares physical gold (jewellery, coins, and gold savings schemes) with digital formats (ETFs, app-based gold, and Sovereign Gold Bonds) on key aspects like cost, returns, safety, liquidity, and taxation. Backed by a 5-year real-life investment comparison, we help you understand

In this blog, we break down the key differences between good loans (like home or education loans that build wealth) and bad loans (like high-interest debt that funds short-term lifestyle expenses). Learn how to evaluate your borrowings, avoid common debt traps, and make smarter credit decisions — so loans become a tool, not a burden.

Are you saving just to grow wealth — or for something more meaningful? This blog explores how goal-based investing transforms vague financial planning into a focused, emotionally grounded strategy. Learn how aligning investments with real-life goals like buying a house, funding education, or retiring early can bring clarity, discipline, and better decision-making — even in volatile markets.

Discover the art of investing with 'Investing Lessons from Cricket: Think Like a Captain.' Learn how cricket strategies can enhance your financial game.

With Budget 2024 reducing LTCG tax on listed bonds, many investors wonder if they now outperform debt mutual funds. We modelled a falling interest rate scenario and found the tax edge is minimal — just 0.02% more in CAGR over 5 years. When you factor in liquidity, pricing, and complexity, debt mutual funds remain the more efficient and convenient choice.

In Part 3 of our taxation and investments series, we explore how to improve your debt portfolio's tax efficiency. From PPF and SSY to Hybrid Mutual Funds, Income+Arbitrage strategies, and Zero Coupon Bonds, discover how simple structuring — not riskier bets — can significantly enhance your post-tax returns. Ideal for long-term investors and anyone seeking to make smarter fixed-income choices in India.

Explore the Taxation Impact on Portfolios: Mutual Funds vs Direct Equity. Understand how taxes affect your returns in 'Taxation Impact on Portfolios'.

A clear breakdown of how taxes impact post-tax returns in safe investment options like FDs, Liquid Funds, and Arbitrage Funds—helping you make smarter, tax-efficient choices.

Should you chase the highest returns or build a balanced portfolio? In this post, we break down key investment concepts like risk-adjusted returns and diversification using simple analogies and real data. Learn why the smoothness of your investment journey matters just as much as the destination—and how a diversified portfolio can help you stay the course through market ups and downs.

Angel investing can be thrilling, but it comes with high risks, time demands, and limited access to quality deals. This blog breaks down the realities behind the hype—who it’s best suited for, how to manage risk through diversification, and why it may not be ideal for most retail investors. A must-read before diving into the world of startups.

One of the most cherished life goals for most families apart from retirement is funding their children’s higher education. However, what many underestimate is the sheer pace at which education costs are climbing. Unlike general inflation, which hovers around 5-6% in India, education inflation has consistently been in the range of 10-12% domestically and 5-7% internationally (in USD terms). Factor in currency depreciation, and the real impact is even more staggering for global