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Asset Allocation: A tale of two brothers and their portfolios
Amit and Babu had similar lives, incomes, and habits—but ended up with very different retirements.
The key difference wasn’t how much they earned or saved, but how they allocated their investments.
This blog highlights why asset allocation is more powerful than picking the right stock or fund.
Learn how a smart asset mix can shape your financial future and build lasting wealth.

Otto Money
Jul 303 min read


Active vs Passive Funds – Settling the Debate
This blog explores the debate between active and passive investment funds, using Warren Buffett's iconic 2007 bet as a foundation. It delves into the pros and cons of each approach, particularly for Indian investors, and highlights why low-cost index funds often outperform active portfolios.

Otto Money
Jul 224 min read


“Good Loan, Bad Loan: Decoding Debt the Smart Way”
In this blog, we break down the key differences between good loans (like home or education loans that build wealth) and bad loans (like high-interest debt that funds short-term lifestyle expenses). Learn how to evaluate your borrowings, avoid common debt traps, and make smarter credit decisions — so loans become a tool, not a burden.

Otto Money
Jul 102 min read
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