SEBI Registered
INA000020749
Get HNI Quality Fiduciary Wealth
Invest smarter with personalized wealth management and institutional-grade portfolios
Trusted by thousands of families
Raised $1.3M in pre-seed.
How Otto does
things differently
How Otto does
things differently
How Otto does
things differently
Track your Networth.
Get Actionable Insights
Track your Networth.
Get Actionable Insights
Track your Networth.
Get Actionable Insights
Import your portfolio and see the complete financial picture.
Import your portfolio and see the complete financial picture.
Import your portfolio and see the complete financial picture.
Find your Financial
Independence Number
Find your Financial
Independence Number
Find your Financial
Independence Number
Find the wealth you need to live on your terms – your lifestyle and aspirations.
Find the wealth you need to live on your terms – your lifestyle and aspirations.
Find the wealth you need to live on your terms – your lifestyle and aspirations.
Know your Optimal
Asset Allocation
Know your Optimal
Asset Allocation
Know your Optimal
Asset Allocation
Understand your portfolio’s true risk level and get a personalized asset allocation.
Understand your portfolio’s true risk level and get a personalized asset allocation.
Understand your portfolio’s true risk level and get a personalized asset allocation.
Ask Otto AI your money
questions
Ask Otto AI your money
questions
Ask Otto AI your money
questions
Learn, invest & make better financial decisions.
Learn, invest & make better financial decisions.
Learn, invest & make better financial decisions.
What you get
Proprietary Institutional Grade Algorithms
Agentic AI Architecture
Purpose-built agents combine real market data with financial reasoning to deliver reliable guidance.
HA3 Risk Engine
Dynamic asset allocation that adapts to your goals, risk profile, and changing market conditions.
RAMP Fund Ranking
A proprietary framework that evaluates mutual funds beyond returns for smarter fund selection.
Agentic AI Architecture
Purpose-built agents combine real market data with financial reasoning to deliver reliable guidance.
HA3 Risk Engine
Dynamic asset allocation that adapts to your goals, risk profile, and changing market conditions.
RAMP Fund Ranking
A proprietary framework that evaluates mutual funds beyond returns for smarter fund selection.
Performance that adapts to your risk profile
Explore a real-time dashboard that brings your portfolio, insights, and risk analysis together in one clear view.
Actively Managed
Proprietary models and expert oversight
Risk-Adjusted Returns
Focus on consistent long-term outperformance.
Transparent & Secure
Institutional-grade processes and reporting
The performance data is not verified by the Past Risk and Return Verification Agency (PaRRVA) or any other agency recognized by SEBI for this purpose. The performance data on the platform has been validated by an independent CA (chartered accountant), in line with SEBI guidelines around showcasing such performance. Live performance is a tool to communicate factual and verifiable returns on behalf of the portfolio creator. It should not be considered as an advertisement, promotion or claim.
Security & compliance
Your data is protected at every level
End-to-end encryption
Secure data infrastructure
Privacy-first approach
Compliance standards
Security & compliance
Your data is protected at every level
End-to-end encryption
Secure data infrastructure
Privacy-first approach
Compliance standards
What investors say about the platform
What investors say about the platform
4.9/5 Rating
60+ Testimonials
1K+Trusted families
Otto helped me understand whether my mutual funds actually matched my financial goals. The portfolio insights and recommendations are easy to follow, and I finally feel confident about my investment decisions.
Rahul Mehta
Software Engineer, Bengaluru
I never had a proper financial plan before using Otto. The goal tracking, risk analysis, and asset allocation suggestions gave me a clear roadmap for building long-term wealth.
Priya Sharma
Marketing Manager, Mumbai
The Monte Carlo projections and net worth tracking helped me see if I was on track for retirement. It's like having a financial advisor available whenever I need one.
Arjun Nair
Product Manager, Hyderabad
I love that the recommendations aren't just based on returns. Otto helped me rebalance my portfolio according to my risk profile, making me much more confident during market volatility.
Neha Gupta
Chartered Accountant, Pune
The dashboard brings all my investments into one place, making it easy to monitor my portfolio. The insights are practical, data-driven, and genuinely useful.
Vikram Iyer
Senior Data Analyst, Chennai
Otto helped me understand whether my mutual funds actually matched my financial goals. The portfolio insights and recommendations are easy to follow, and I finally feel confident about my investment decisions.
Rahul Mehta
Software Engineer, Bengaluru
I never had a proper financial plan before using Otto. The goal tracking, risk analysis, and asset allocation suggestions gave me a clear roadmap for building long-term wealth.
Priya Sharma
Marketing Manager, Mumbai
The Monte Carlo projections and net worth tracking helped me see if I was on track for retirement. It's like having a financial advisor available whenever I need one.
Arjun Nair
Product Manager, Hyderabad
I love that the recommendations aren't just based on returns. Otto helped me rebalance my portfolio according to my risk profile, making me much more confident during market volatility.
Neha Gupta
Chartered Accountant, Pune
The dashboard brings all my investments into one place, making it easy to monitor my portfolio. The insights are practical, data-driven, and genuinely useful.
Vikram Iyer
Senior Data Analyst, Chennai
Otto helped me understand whether my mutual funds actually matched my financial goals. The portfolio insights and recommendations are easy to follow, and I finally feel confident about my investment decisions.
Rahul Mehta
Software Engineer, Bengaluru
I never had a proper financial plan before using Otto. The goal tracking, risk analysis, and asset allocation suggestions gave me a clear roadmap for building long-term wealth.
Priya Sharma
Marketing Manager, Mumbai
The Monte Carlo projections and net worth tracking helped me see if I was on track for retirement. It's like having a financial advisor available whenever I need one.
Arjun Nair
Product Manager, Hyderabad
I love that the recommendations aren't just based on returns. Otto helped me rebalance my portfolio according to my risk profile, making me much more confident during market volatility.
Neha Gupta
Chartered Accountant, Pune
The dashboard brings all my investments into one place, making it easy to monitor my portfolio. The insights are practical, data-driven, and genuinely useful.
Vikram Iyer
Senior Data Analyst, Chennai
Frequently asked questions
Find quick answers to common questions about the platform, pricing, and security.
+
You
Still have questions?
Reach out, and our team will guide you.
Talk to our team
How does Otto Money help me plan my financial future?
Otto creates a personalized financial plan using your goals, income, expenses, assets, and risk profile to guide decisions.
How does Otto Money help me plan my financial future?
Otto creates a personalized financial plan using your goals, income, expenses, assets, and risk profile to guide decisions.
Can I connect all my investments in one secure place?
Can I connect all my investments in one secure place?
How does Otto calculate my investment risk accurately?
How does Otto calculate my investment risk accurately?
Can Otto help me track progress toward my life goals?
Can Otto help me track progress toward my life goals?
Is my financial data safe when I use Otto Money daily?
Is my financial data safe when I use Otto Money daily?
+
You
Still have questions?
Reach out, and our team will guide you.
Talk to our team